I was just wondering if it is worth the effort to install the 120 20 amp plugs
My view is this for almost exactly the same price, you can install a 20A breaker, 2A plugs - the 12 Ga wire is more expensive, but I found out that I'd prefer 20A plugs instead of 15A. This is your wiring for 20 years, not just for the near future. I've burnt out 3 cheap 15A duplex receptacles over the years. I hate to fix my electrics once in place.
If I did it over:
...my walls are all about 25 feet...
1) I'd put 3 duplex 20A receptacles per wall, (sides and back) the top ones on one circuit, the bottom ones on the other. This is just for hand power tools. at 4 feet off the floor.
2) I'd also put 3 duplex 20A receptacles in the ceiling on another circuit.
3) I'd also put a single 15A 110V duplex right at the breaker. (near the floor standard height)
4)Then I'd wire one 220V 20A circuit as twist lock, 3 receptacles - one by the breaker panel, one in each corner about 6 feet from the corner. (extension cords work well for this part)
5) I'd also wire 2 220V50A stove plugs along the back of the garage, 8 feet from the breaker panel, and 16 feet from the panel. 3 feet from the floor.
Oh and 2 separate switched lighting circuits on 15A breakers.
The way to pass inspection is that all the plugs above 15" off the floor are for workbenches' potential location(s).
This would do you for almost any long term needs, and additional wiring will be minimal.